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Post by niftyj88 on Jun 20, 2011 19:34:47 GMT -5
The 2 debts I had initially posted have been paid off  Next up: Car loan Amount owed at start 4/30- $3840 Currently owed - $3540 |
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Post by cajuncandy on Jun 22, 2011 10:14:14 GMT -5
Good luck! I know you can do it!
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Post by tanya on Jun 23, 2011 7:48:25 GMT -5
Keep it up and remain as a team. You can do it!
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Post by niftyj88 on Nov 6, 2011 21:58:28 GMT -5
Made a more than minimum payment today on the dehumidifier of $75. I almost could have paid it off this month...but I'm thinking there might be a big heating oil bill coming up so I want to be prepared for that.
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Post by pattya925 on Nov 12, 2011 18:28:30 GMT -5
Nifty - it's a great idea to plan ahead for possible expenses, like your heating bill. Have you set aside any money into an emergency type fund?? That would keep you from having to finance every time something comes up. It has saved me more times than I can count.
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Post by niftyj88 on Nov 16, 2011 17:48:58 GMT -5
Nifty - it's a great idea to plan ahead for possible expenses, like your heating bill. Have you set aside any money into an emergency type fund?? That would keep you from having to finance every time something comes up. It has saved me more times than I can count. Thanks. We do have an emergency fund...and I guess I just hate to use it when I finance something @ 0% and pay it off slowly. I know that isn't the best strategy...but I just worry that too much would come up at one time (like my dog's $1300 vet bill a few years back). Our emergency fund is not large since we have quite a bit of debt to pay off, and I just like to preserve it as much as possible. We are "okay" financially in that although we live paycheck to paycheck, we have no trouble making our monthly payments and we live pretty frugally. We'll get there |
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Post by pattya925 on Dec 3, 2011 21:16:01 GMT -5
How are things going? |
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Post by niftyj88 on Dec 11, 2011 19:36:07 GMT -5
Things are going ok...hoping to make a big dent in January...but we'll see. |
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Post by pattya925 on Dec 12, 2011 9:29:34 GMT -5
awesome! |
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Post by tanya on Dec 12, 2011 9:49:39 GMT -5
Sounds like you go a plan!!!! Whooo Hoooo!
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Post by niftyj88 on Dec 27, 2011 1:09:02 GMT -5
Just paid off the Home Depot Card...I'm still thinking I will probably have a few hundred dollars to throw at the Best Buy card as well...but waiting until the end of the month after all other bills have been paid to see how big of a dent we can make |
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Post by tanya on Dec 28, 2011 9:16:48 GMT -5
Great Job!!! Keep it up and you will be there before you know it.
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Post by niftyj88 on Mar 3, 2012 11:08:44 GMT -5
I'm not getting this paid down as quickly as I would like to. We've had some unexpected things come up, but we are working on getting on a strict budget. We had success in the first month (more or less), but are finding it difficult to stick to the grocery budget because we tried to start our budget when we had very little food stockpiled, so we are struggling. I have a little extra money coming to me this month, so I will be using that to build a bit of a stockpile. And we have a big oil bill coming this week...I'm thinking to the tune of $500-600. Ouch.
I'm still feeling overall positively about what we are doing - things just aren't going as quickly as I would like.
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Post by tanya on Mar 5, 2012 9:43:34 GMT -5
I understand. Things have not progressed like we wanted either but we still kepp plugging away.
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Post by Mickey by Matt Travel on Mar 7, 2012 7:36:22 GMT -5
If you have a Disney Visa Card, they will give you 6 months at 0% for Disney Vacations. Plus you earn 1% back in Disney rewards.
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